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Duty to take reasonable care not to make a misrepresentation

You have a duty under the Insurance Contracts Act 1984 (ICA) to take reasonable care not to make a misrepresentation to the insurer (your duty). This notice includes information you have previously told us that is relevant to your policy, which we passed on to the insurer. The insurer requires you to contact us to tell us if this information is incorrect, or if it has changed. If you do not tell us about a change to something you have previously told us, the insurer will take this to mean that there is no change. To ensure you meet your duty, when you contact us to advise of any information that is incorrect or has changed, the updated information you give us must be truthful, accurate and complete. If you fail to meet your duty, the insurer may be able to cancel your contract or reduce the amount it will pay if you make a claim, or both. If your failure is fraudulent, the insurer may be able to refuse to pay a claim and treat the contract as if it never existed.

Your Details

Registered Owner Details

Vehicle Details

Modifications &/or accessories are changes or additions to the vehicle which are not standard issue or factory fitted options.

Driver History

Have you or any authorised drivers in the past 5 years:

Regular Drivers

Regular drivers are persons who have regular access to the vehicle and would be expected to drive the vehicle more than once a week.


Additional Notes