Our Team

Michael Stewart


Michael Stewart

Michael has lived and breathed insurance for most of his professional life. Following his father into the industry, Michael worked in large firms before starting out on his own in 2008.

As an insurance specialist and business owner, Michael is perfectly positioned to advise on insurance solutions to protect your business when things don't go to plan.

Outside of work Michael spends most weekends enjoying the outdoors either camping, sailing, skiing, going to the footy or sitting on his boat at Lake Eildon with his wife and three teenage children.


Ursula Cuddon

Senior Account Manager


Ursula has worked in domestic insurance with extensive experience in the industry, worked for large insurers and brokers before joining the team. She has now transitioned to Commercial Insurance as our business is growing.

Ursula is a Bayside local, a keen artist and has an interest in architecture and interior design.


Cameron Stewart

Senior Account Manager

Cameron Stewart

Cameron was a late starter to Insurance, originally working as a Medical Scientist for 16 years. Eventually the calling came as he followed his father and brother into the Industry.

He works with both Commercial and Retail clients and thrives on finding the best solutions for his client’s needs.

Cameron is a footy tragic supporting the Kangaroos, enjoys bike riding, and fun times away with family and friends.


Sharon Darakas

Senior Account Manager


Sharon is another one of our Commercial Specialists and brings with her a wealth of broking experience with over 15 years working in corporate, construction and domestic insurance.

Outside of work she loves travelling, eating good food and spending time with her young family.


Ashley Camilleri

Accounts Manager


Ashley has recently joined our team as a Commercial Account Manager bringing with her 6 years of insurance experience. Starting out managing claims at an insurer before transitioning into brokering. She has the knowledge and skills to understand her clients business in order to tailor to their insurance needs.

Ashley loves to travel, is a massive foodie and will sing along to anything.


Julia Velmahos

Claims Officer


Julia has joined the Stewart Insurance team as a Claims Officer. She has run multiple businesses of her own and brings this experience and understanding to her role. Her customer service skills will provide you with peace of mind to walk you through the claims process.

Julia is a long-time Bayside resident and a mother of two. She loves spending time with her family, and nothing makes her happier than a family gathering with plenty of food and lots of laughter.

Anastasia Kouzoukas

Account Executive


Anastasia has taken over our property insurance portfolio. She handles Domestic, Motor, Pleasure Craft and Landlords Insurance and can structure solution to protect the home front.

Anastasia is a Bayside local mum of three children. She is family driven and enjoys entertaining and has a passion for the outdoors.

Sally Stewart

Special Projects


With extensive experience in the events, hospitality and retail sectors, Sally is a manager par excellence with a talent for organisation and logistics.

Sally manages the day-to-day logistics of three children, keeping fit and volunteering for umpteen community organisations!

Zoe Munro

Senior Account Manager – Commercial (Highview)


Zoe is a Commercial Insurance Specialist at Highview. With over 15 years’ experience in all areas of insurance, Zoe thrives on understanding her client’s business in order to tailor their insurance needs.

Zoe is always up for good chat and in her spare time, being an ex-DJ, enjoys mixing up a tune, producing music, watching movies and spending time with her family.


Jade Mackay

Account Broker


Jade works within our domestic retail team with a keen interest in assisting our Pleasurecraft clients having spent 10 years in the marine industry.

Jade is a competitive yachtswomen and has successfully competed in many National and World Championship events including becoming the first Victorian female to contest 10 Sydney to Hobart Races. Her love for sailing is shared with her two border collies that like to dig holes and eat cheese.

Richard Bowyer

Principal, Delivering Certainty Risk Advisory


Richard works with Stewart Insurance Group advising both personal & business clients regarding their risk protection needs.

Richard is Delivering Certainty's Principal and Senior Risk Adviser. He has worked in the financial planning profession for over 25 years, including running his own successful business in the UK for 15 years.

Richard is a true risk specialist, who believes that effective wealth protection requires dedicated risk expertise rather than generalist planning skills.

To find out more about Delivering Certainty Risk Advisory, click here.